End-to-end credit management software for banks and financial service providers
Competition in the lending business is intensifying. Customer expectations are rising, regulatory requirements are becoming more complex, and digital sales channels are evolving rapidly.
With Credito, the credit management software from FINNOFLEET, you digitalise your lending business.
Credito offers powerful loan origination software on a modular platform. The result: faster decisions, greater efficiency and full transparency across all processes.
One platform for the entire credit lifecycle
Many banks work with separate systems for application, decision and administration. This leads to media breaks, manual effort and unnecessary complexity.
Credito solves this problem with an integrated end-to-end approach.
The platform supports:
- Digital application journeys via web, brokers, point of sale or platforms
- Automated credit decisions with a flexible rules engine
- Fully automated processing through to disbursement
- Interfaces to scoring, fraud and compliance service providers
- Connection to existing core banking systems
The result is a seamless digital credit journey – without system breaks.
The collaboration between the FINNOFLEET SUBITO team and DKB has been working in a proven way for years, and together we make sure that we consistently safeguard our competitive advantage through continuous joint further development.”
Loan origination software: from application to decision
Credito helps banks process loan applications quickly, securely and in a customer-oriented way.
The integrated software enables:
- Intuitive, configurable online application journeys
- White-label functionality for partners and sales channels
- Anonymous pre-check to boost conversion
- Automated household budget calculation and account check
- Credit, fraud and compliance checks
- Risk-adjusted pricing
- Qualified electronic signature
Thanks to automated decision processes, fully straight-through processing is possible – with the appropriate configuration.
For your institution, this means:
- Shorter throughput times
- Higher completion rates
- Reduced process costs
- More approved credit volume
Which institutions is Credito suitable for?
The software is aimed at:
- Retail banks
- Direct banks
- Specialised lenders
- Leasing companies
- Embedded finance providers
- POS and merchant lenders
The solution is particularly suited to institutions with multiple sales channels that want to combine automation and growth intelligently.
